Our extensive portfolio of loan options means you have more options available to get just what you need.Your application will provide a complete picture to loan investors of your assets, debts and what you are buying.
Consolidating credit debt or multiple loans means you'll have a single payment each month for that combined debt but it may not reduce or pay your debt off sooner.
By understanding how consolidating your debt benefits you, you'll be in a better position to decide if it is the right option for you.
We can show you what your new monthly payment might look like based on going rates.
Try our debt consolidation calculator, which will tell you how much your monthly payment might decrease, how much you’ll save in interest, and how long it will take you to pay off the newly consolidated loan. Pay off high-interest credit card debt with a cash-out refinance of your home.
Consolidating your debt by refinancing allows you to put existing debt into your mortgage—typically at much lower interest rates.
The result is a single interest rate and single monthly payment.
We can tell you what you need to get pre-approved, so you know the exact loan amount you qualify for, what your monthly payment will look like, and how much taxes and insurance will be. Are you looking for the consistent rates and payments that a fixed rate loan can provide?
With a pre-approval, the loan process will be smoother and your offer will be stronger. Do you want the short-term benefits of lower rates that an adjustable rate loan can bring?
Exchange multiple, high-interest credit card payments for one low-interest mortgage payment.
Experience the instant savings on interest each month, the convenience of only one bill to pay, and the added benefit of replacing non-deductible credit interest with tax deductible mortgage interest*. Use the money you save on interest payments to pay down your principal balance even faster!
There are maximum loan amounts that vary by county.