Example – if you had £20,000 available you could split this to account for your needs, such as paying: £5,000 into Easy Access £5,000 into 1 Year Fixed Rate £10,000 into 2 Year Fixed Rate Please note, the products or rates of interest available can be changed or withdrawn at any time.There's a risk that the product, or rate of interest you want, will no longer be available by the time funds are received if you are consolidating them in the Holding Account.You can deposit up to the maximum annual ISA limit set each tax year (that's from 6 April to 5 April) subject to contributions in other types of ISAs.
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You can use a lump sum deposit to pay for the opening of multiple products by paying this into the Holding Account.
You can then use the funds in the Holding Account across a number of products.
Once your ISA is set up and the funds are received, you'll be able to log in to your ISA and move your funds from the Holding Account to the products you wish to open.
Please note that the products or rates of interest available can be changed or withdrawn at any time.
For example, if you deposit half of this years' limit in a cash ISA with one provider, you can invest the other half into a stocks & shares ISA with the same or another ISA provider.
You can only make deposits and/or invest in one of each type of ISA each tax year.
The AA ISA lets you put money across easy access or fixed term products or even split your savings across both – all within one ISA.
You can pay up to £20,000 this tax year subject to any contributions in other types of ISAs.
Standard services – no charge (as described in the terms and conditions in the Key Information Pack).